Investment Advisory Services offered through Insight Folios Inc, a SEC Registered Investment Advisor. Aloha Life & Retirement, Inc and Insight Folios are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Aloha Life & Retirement, Inc and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Insight Folios.

Fee based financial planning and investment advisory services are offered by Insight Folios Inc, a SEC Registered Investment Advisor. Insight Folios Inc may only transact advisory business in those States in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements. Larry McCabe is an Investment Adviser Representative of Insight Folios Inc. Insight Folios Inc is not an insurance agency and does not sell or offer insurance products. Aloha Life & Retirement Inc may offer or sell insurance products to clients in its role as a licensed independent insurance agency.

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